> ## Documentation Index
> Fetch the complete documentation index at: https://docs.churningtracker.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Account owners

> Track a P2, P3, or more by assigning cards, accounts, and point balances to different people.

Account owners are the people whose cards and accounts you track. Your own owner is created when you sign up, and you can add more under **Cards & Accounts → Account Owners**. Every credit card, bank bonus, and point balance belongs to one owner, which is what lets the Chase 5/24 count and the points totals stay separate per person.

<Frame>
  <img src="https://mintcdn.com/churningtracker/PDcwznHARAqCUD3T/images/screenshots/account-owners.webp?fit=max&auto=format&n=PDcwznHARAqCUD3T&q=85&s=0388c04171a903aa32a5ca4751d29f46" alt="The Account Owners page" width="2880" height="1800" data-path="images/screenshots/account-owners.webp" />
</Frame>

## Add an owner

<Steps>
  <Step title="Open the form">
    Click **Add owner**. The button is disabled once you reach your plan's limit; see [Plans and limits](/plans-and-limits).
  </Step>

  <Step title="Name them and pick a color">
    Names must be unique. The color shows on the owner's badge throughout the app.
  </Step>

  <Step title="Save">
    Click **Add**.
  </Step>
</Steps>

<Frame>
  <img src="https://mintcdn.com/churningtracker/PDcwznHARAqCUD3T/images/screenshots/account-owners-add.webp?fit=max&auto=format&n=PDcwznHARAqCUD3T&q=85&s=914f841807940dc0d8dcf362e7d83cdb" alt="The Add account owner form with the color picker and primary checkbox" width="2880" height="1800" data-path="images/screenshots/account-owners-add.webp" />
</Frame>

## The primary owner

One owner is primary. New cards and point balances default to them. To make a different owner primary, edit that owner and tick **Primary account owner**; the previous primary loses the flag. You can't untick it on the current primary, and the primary owner can't be deleted.

<Warning>
  Deleting an owner also deletes that owner's point balances. The delete is blocked while the owner still has credit cards or bank bonuses, so move or delete those first if you mean to keep them.
</Warning>

Owners also appear as filters on the credit cards, bank bonuses, and points tables, and as a column in [CSV exports](/csv-exports). Retailer logins are a separate thing; see [Retailers](/cards/retailers).


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