The Points section tracks how many points you hold across every program and what each point is worth — both feed directly into reporting and profit calculations.
Point balances
Open Points → Balances to see how many points you currently hold per program and account owner.
Add or update a balance
- Go to Points → Balances → New balance (or edit an existing row).
- Pick the program and account owner.
- Enter the current balance and the date you checked.
- Save.
The overview at the top flags outdated balances (last checked more than 30 days ago) so you know which to refresh.
Common programs
Pre-populated programs include:
- Chase Ultimate Rewards
- Amex Membership Rewards
- Citi ThankYou
- Capital One Miles
- Major airline programs (United, Delta, American, Southwest, etc.)
- Major hotel programs (Hyatt, Marriott, Hilton, IHG, etc.)
You can add custom programs from the same page.
Bookmark each program’s balance page in your browser and refresh balances on a monthly cadence so reporting stays accurate.
Point valuations
Valuations turn point balances into dollar values. They power the Total earnings and SUB earnings numbers in reporting.
Set a valuation
- Open Points → Valuations.
- Pick a program.
- Enter the value in cents per point.
- Save.
Example: setting Amex MR to 1.8 cents/point means a 100,000-point SUB shows as $1,800 in earnings.
Use conservative valuations — the redemption value you’d actually use, not the maximum theoretical. Profit reporting will reflect what you’d really get.
Where balances and valuations show up
| Surface | What it uses |
|---|
| Reporting → Total earnings | balance changes × valuation |
| Reporting → SUB earnings | card SUB amount × valuation |
| Credit cards | shows current balance per card owner |
| CSV exports | point balance and valuation columns |
